One major key to getting a mortgage is having good credit. While I remember Dave Ramsey saying in Financial Peace that it was not important to have a good credit score, it is however for buying a house  – as it is a factor with your interest rate and how much moolah they’ll loan you. So since we’d like to buy in the next few months – I read that you should check your credit about 60 days before just incase there is something on there mistakenly, as it can take 60 days to fix it.

Well, last night I checked both of our credit reports – and we are good to go!